A Guide to Full-Time RV Living in Colorado

By Megan Buemi
Living in an RV by State

Colorado is a picturesque state, with beautiful natural features and numerous outdoor activities. If you are thinking of living in your RV full time in the Centennial State, there are specific rules, regulations, and guidelines that you should adhere to. In this guide, we will include information about the legal requirements of living full time in an RV in Colorado, parking laws and regulations, insurance requirements, and boondocking rules. We will also answer the most frequently asked questions about full-time RV living in Colorado. This post will help you understand all the rules and laws of this adventurous way of life.

Please note that this is not an official source of information, and rules and regulations may have changed since the writing of this article. Please always check with your local authorities before making any long-term decisions and if you are unsure of your local laws.

Can You Live in an RV Full Time in Colorado?

You can live in an RV full time in Colorado. While the state doesn’t prohibit RV living full time, local city or county zoning laws can restrict your ability to live in an RV on your property for extended periods. Most full-time RVers avoid these restrictions by frequently moving between campgrounds, RV parks, or boondocking sites. You can use mail-forwarding services, register at long-term campgrounds, or use the address of a friend or a relative to become a resident of Colorado. Moving around from park to park frequently not only complies with parking restrictions but also keeps your RV lifestyle dynamic and exciting.

Rules and Regulations for RVing in Colorado

If you intend to live in your RV full time, you must comply with the laws and regulations surrounding RVs in Colorado. This section will cover information regarding parking and towing laws, insurance requirements, and boondocking regulations.

RV Parking Laws

The rules regarding RV parking may vary in cities and counties of Colorado. Most urban areas, such as Denver, have ordinances prohibiting RV parking in city streets for more than 72 hours. Parking your motorhome within residential zoning areas is unlawful if you’re not holding a special permit. However, some rural areas are more lenient, enabling you to park on personal land for longer periods as long as your RV complies with safety and zoning rules and regulations.

For instance, parking an RV in any residential zone for permanent use in Boulder is impossible. On the other hand, some counties like Jefferson permit the parking of RVs on private property as long as they are within the designated zone and have the standard sewage, water, and electrical connections. Always check with the local city or county authorities before settling into any area as failure to adhere to parking rules can result in fines or penalties.

Trailer Towing Laws

State laws require any trailer above 3,000 pounds to have brakes for all wheels. Furthermore, your trailer should have taillights, reflectors, and other safety signals necessary for road visibility.

Colorado allows a maximum towing length of 70 feet, including the size of the towing motor vehicle and the length of the trailer or RV. Non-compliance with these laws can lead to fines and potentially dangerous driving conditions, especially in the mountainous parts of the state.

Boondocking Regulations

Boondocking is a popular way to enjoy Colorado’s vast wilderness. The state provides numerous sites for boondocking on public land, especially in national forests and BLM regions. However, you must observe some guidelines, such as the 14-day rule, which states that one cannot remain in a single location for more than 14 days within a period of 28 days. After this time, you must move at least 25 miles away from your original site.

Colorado has abundant boondocking sites from the San Juan National Forest in the southwest to the Pike National Forest near Colorado Springs. These spots provide scenic views, seclusion, and an opportunity to get close to nature. However, boondocking comes with responsibilities: You must adhere to the Leave No Trace principles, take all your garbage with you when you leave, and ensure your actions do not negatively affect wildlife or the surrounding environment.

RV Insurance Requirements

In Colorado, motorized RVs, like motorhomes, are required by law to carry liability insurance. The minimum coverage you need is $25,000 for injury and for each person, $50,000 for total bodily injury, and $15,000 for the property. This insurance is required for using your RV legally on the road, and lacking the right insurance policy may lead to fines or other penalties.

If you are an individual RVing full time, you should consider getting full-time RV insurance instead of just standard vehicle insurance. This type of coverage protects the RV and the driver, passengers, and belongings inside the RV—factors that are critical if you wish to live in your RV.

Rules for Camping on Public Land

Public lands are one of the biggest draws for RVers in Colorado. Sites like the White River National Forest permit free camping in dispersed zones, but individual zones may have their own rules. You can camp for up to 14 days in most national forests; however, relocating is mandatory after that time period ends. Some areas may have restrictions for events like wildfires or droughts or where there’s a fire risk.

For instance, backcountry camping in Rocky Mountain National Park is permitted but restricted to specific campgrounds and may require a permit, most likely during summer months. It is always wise to book such places well in advance.

Full-Time RVing in Denver

Denver is a great base from which to explore sites like Rocky Mountain National Park and has world-class museums, top-notch restaurants, and various nightlife options. However, the rules of this city regarding recreational vehicles are very severe. Permanent residency in an RV on the grounds of a property is not allowed for more than 28 days a year, and parking an RV on a street for more than 72 hours is unlawful.

RVing in Denver FAQs

Can you park an RV anywhere in Denver?
Denver has designated areas where you can park your RV, but you cannot park your RV on public streets for more than 72 hours.

Can I live in my RV on my property in Denver?
It is legal to reside full time in an RV on your property for up to 28 days without a permit, but anything beyond this is prohibited.

Full-Time RVing in Colorado Springs

The RV residency policies for Colorado Springs are less strict than Denver’s. Staying on private land is allowed if it adheres to city laws, but the duration is brief if your RV is left on the street.

RVing in Colorado Springs FAQs

Can you park an RV anywhere in Colorado Springs?
No, RV parking on public roads is not allowed, and one cannot leave an RV stationed for a long time without moving it.

Can I live in my RV on my property in Colorado Springs?
Colorado Springs permits RVs to park on private land if the location is zoned for such use.

Full-Time RVing in Fort Collins

Fort Collins is home to Colorado State University and has a vibrant downtown with plenty of local breweries. The city’s proximity to the Cache la Poudre River and nearby camping opportunities makes it great for RVers.

RVing in Fort Collins FAQs

Can you park an RV anywhere in Fort Collins?
RV parking is allowed in some residential areas, but only temporarily. Check with local regulations to determine your parking options.

Can I live in my RV on my property in Fort Collins?
Fort Collins does not permit long-term living in an RV on residential properties.

Full-Time RVing in Boulder

Boulder is an outdoor lover’s paradise, with miles of hiking and biking trails and a laid-back atmosphere. The city is RV-friendly, and several nearby campgrounds are available.

RVing in Boulder FAQs

Can you park an RV anywhere in Boulder?
You cannot park your RV overnight on city streets, but several long-term RV parks in the area accommodate full-time residents.

Can I live in my RV on my property in Boulder?
Boulder’s zoning laws restrict long-term RV living on private land.

How to Live in an RV Full Time

You’ll need to handle a few logistical challenges to live full time in an RV in Colorado. You’ll want to set up mail-forwarding services to receive your mail, obtain appropriate health insurance, and learn to manage your RV’s needs, like dumping waste and filling water tanks. Many RV parks offer full hookups, making it easier to manage these tasks, while boondocking requires more planning and self-sufficiency.

Types of Properties You Can Live on Full Time in an RV

• Long-term campgrounds: RV parks in Colorado permit longer stays with full hookups and facilities.
• Private land: If you own land in the countryside, you may be allowed to permanently reside in an RV, given that you adhere to the zoning regulations.
• BLM or national forest land: Although these public lands do not grant occupants the right to inhabit them for an extended period, boondocking is possible.

RVing in Colorado FAQs

Can you sleep in an RV while driving through the US?
Sleeping in an RV when the vehicle is in motion is unlawful because you must buckle seat belts.

What is the new RV law in Colorado?
As of 2021, there are no new statewide RV-specific laws. Nevertheless, local ordinances remain dynamic, so it is advisable to consult your city or county.

Is it legal to live in an RV full time in Colorado?
Yes, but local zoning laws may restrict where you can park your RV for extended periods.

Can I park my RV on my property in Colorado?
Yes, but there can be some issues with local zoning rules, which might limit where you can leave your RV for a long period of time.

Can I buy land and live in an RV in Colorado?
It depends on the city or county. Some areas allow it while others have restrictions.

How long can you stay at an RV park in Colorado?
Most RV parks in Colorado offer year-round accommodations, but some have six-month to one-year restrictions.

Living in an RV full time in Colorado means lots of independence and stunning views, but you have to be aware of the laws and requirements. Also, you could rent an RV and try living in it for a while before you commit to anything more permanent. Whether you’re parked at an urban lot in Denver or roaming free in the camp wilderness of the Rockies, we hope this guide helps you in maximizing your RV experience in Colorado.