Full-time RV living in Iowa offers a unique blend of adventure and tranquility, set against the backdrop of the Hawkeye State’s stunning landscapes. With its rolling hills, picturesque farmland, and many vibrant communities, Iowa provides an excellent environment for those seeking an adventurous lifestyle. Living in an RV full time allows you to explore Iowa’s many unique attractions and natural areas at your own pace. In this article, we’ll closely examine full-time RV living and cover everything you need to know before pursuing the lifestyle.
Please note that this is not an official source of information, and rules and regulations may have changed since the writing of this article. Please always check with your local authorities before making any long-term decisions and if you are unsure of your local laws.
Can You Live in an RV Full Time in Iowa?
Yes, you can live in an RV full-time in Iowa, but there are important legal distinctions to consider regarding residency and where you can park your RV. Technically, you could live in an RV by hopping from campground to campground or staying in various locations, but this may not provide a stable living situation.
To legally establish residency in Iowa as a full-time RVer, you need to comply with specific state laws regarding residency, vehicle registration, and taxes. Iowa allows residents to claim a domicile, which generally requires you to have a permanent address, even if it’s a designated RV park or a property where you park your RV that you do not own. Keep in mind that while Iowa does not have statewide laws prohibiting full-time RV living, local ordinances vary by county and city. Some areas may have zoning regulations that restrict living in an RV, so it’s crucial to check with local authorities about any restrictions in the area where you plan to stay.
Rules and Regulations for RVing in Iowa
If you’re intrigued by the idea of living in Iowa, it’s essential that you familiarize yourself with the relevant rules and regulations. Below, we’ll cover several of the most important laws to be aware of if you start RV living full time in the state.
RV Parking Laws
RV parking laws in Iowa can vary significantly depending on the location. For instance, Urbandale codes require that RVs in a front yard be parked in the driveway or on a hard surface. Generally, the state permits overnight RV parking in designated areas, such as rest areas and state parks. However, most Iowa cities have ordinances prohibiting parking your RV on residential streets and restrictions on parking in public parking lots.
Trailer Towing Laws
In Iowa, trailer towing laws require that all trailers must be equipped with functioning lights, brakes, and safety chains. The maximum width for a trailer being towed is 102 inches, and the overall length, including the towing vehicle, should not exceed 65 feet. Additionally, trailers weighing over 1,500 pounds must have functioning brakes. You must also ensure that your load is properly secured and that your trailer’s weight does not exceed the towing capacity of your vehicle.
Boondocking Regulations
Iowa’s Department of Natural Resources (DNR) allows boondocking outside designated campgrounds in many wildlife management areas. In some areas outside of cities, you can also boondock on private property but must get the owner’s permission.
RV Insurance Requirements
Operating an RV in Iowa requires liability insurance. Your policy must meet the coverage minimums of $20,000 in bodily injury per person, $40,000 in total bodily injury per accident, and $15,000 in property damage per accident. Other types of coverage, such as Collision and Personal Injury Protection (PIP), are encouraged but not required.
Rules for Camping on Public Land
Camping in your RV on public land in Iowa is a popular option. You can camp in designated areas within game management areas, state parks, and forests, where amenities and facilities are often available. These designated areas offer a structured camping experience with easy access to facilities.
Dispersed camping is allowed in some public lands outside designated areas, but specific rules apply. These rules include respecting any posted signage, limiting campfire usage, and following Leave No Trace principles to protect the environment. Additionally, when boondocking, you should be mindful of time limits for camping in one spot, which may vary depending on the location. They typically require you to move your site after a certain number of days.
Full-Time RVing in Des Moines
Living in an RV in Des Moines offers a unique blend of urban convenience and natural beauty. The city boasts several RV-friendly campgrounds if you are visiting, such as the Des Moines East Campground and Cherry Glen Campground, which provide amenities like full hookups and easy access to the area’s attractions. Full-time RVing in Des Moines allows residents to enjoy a vibrant cultural scene, with highlights like the Des Moines Art Center, the Iowa State Capitol, and a thriving farmers’ market. Additionally, outdoor enthusiasts can explore nearby parks and trails, including Gray’s Lake Park and the scenic Raccoon River.
RVing in Des Moines FAQs
Can you park an RV anywhere in Des Moines?
No, you cannot park an RV just anywhere in Des Moines. The city has specific regulations that restrict RV parking on public streets. The city also restricts long-term parking in residential areas, so checking local ordinances and seeking designated RV-friendly areas for more extended stays is essential.
Can I live in my RV on my property in Des Moines?
In Des Moines, you generally can only live part-time in your RV on your property, as local zoning laws typically require a permanent dwelling for residential use.
Full-Time RVing in Cedar Rapids
Full-time RV living in Cedar Rapids provides a unique opportunity to experience the charm of a mid-sized city. It features many quality RV parks and well-maintained campgrounds, such as the Cedar Rapids Campground and the nearby Palo Park Campground, which offer RV hookups and other amenities. The city is surrounded by beautiful parks and recreational areas, such as Pinicon Ridge Park, providing many great opportunities for outdoor recreation and exploration.
RVing in Cedar Rapids FAQs
Can you park an RV anywhere in Cedar Rapids?
Unlike some other areas in Iowa, Cedar Rapids has specific regulations that may limit long-term parking of RVs in residential zones, typically allowing only short-term stays on private property. A more extended stay in your RV may require you to rent a spot at an RV park.
Can I live in my RV on my property in Cedar Rapids?
In Cedar Rapids, you typically cannot live full-time in your RV on your property, as local zoning regulations require a permanent dwelling for residential use. However, you may be allowed to live in your RV temporarily on your property under certain circumstances.
How to Live in an RV Full Time
Living in an RV full time in Iowa requires thoughtful planning to ensure a smooth transition to the new lifestyle. For example, you may want to use a mail forwarding service or establish a permanent address where you or someone you trust can handle your mail. For your healthcare needs, it’s prudent to maintain health insurance that suits your needs while on the road; many full-time RVers use telehealth services to supplement their medical care.
Establishing a voting address is also crucial, as you’ll need a permanent residency to register to vote. This residency can be your mail-forwarding address or a designated residence. Additionally, you’ll want to familiarize yourself with local laws regarding RV parking and camping and take advantage of Iowa’s beautiful state parks and campgrounds for your travels. By addressing these practical aspects, you can enjoy the freedom and adventure of RV living while maintaining important connections to essential services and the community.
Types of Properties You Can Live on Full Time in an RV
• Long-term campgrounds: Iowa has several long-term campgrounds that permit extended stays in your RV. They provide essential amenities and a community atmosphere.
• Public land: While Iowa has limited public land compared to some states, certain areas, such as those managed by the U.S. Forest Service, may allow for temporary RV camping. However, long-term living is generally not permitted on these lands.
• Your own property: In certain areas, you may be able to live in your RV on your own property in Iowa, provided you comply with local ordinances and zoning regulations regarding temporary housing.
RVing in Iowa FAQs
Can you sleep in an RV while driving through the US?
Yes, you can stop and sleep in an RV while traveling across the US, but regulations vary by state and location. Many rest areas allow overnight parking, and boondocking is permitted in some areas, though it’s important to check local laws and any posted signs regarding overnight stays to ensure compliance.
What is the new RV law in Iowa?
Currently, there aren’t any new laws related to RV living in Iowa. However, local ordinances are changing frequently, so it’s always smart to stay tuned in to any new RV-related legislation that may arise.
Is it legal to live in an RV full time in Iowa?
Yes, it is legal to live in an RV full-time in Iowa, but you must comply with local zoning laws and regulations regarding residency. While you can park and live in your RV, cities may have restrictions on long-term parking in residential areas.
Can I park my RV on my property in Iowa?
Yes, you can generally park your RV on your property in Iowa, but there may be restrictions as to how long you can remain there. It’s important to check with your city or county for specific rules regarding RV parking on private property to avoid any potential violations.
Can I buy land and live in an RV in Iowa?
Yes, you can buy land and live in an RV in Iowa, but local regulations may require a permanent structure or limit the amount of time that you can maintain residency there.
How long can you stay at an RV park in Iowa?
The maximum length of stay at RV parks in Iowa varies by campground. However, many mobile home parks in Iowa allow RVers to live there full-time, offering a stable community for the residents.
Iowa is a great option with lots to offer for anyone interested in trying out the full-time RV lifestyle. If you think RV living may be right for you, consider renting an RV in Iowa first. This will allow you to experience a trial run and determine if you truly want to live in an RV full time. When you’re planning your trip, include time to talk to local RVers to gain insights into the lifestyle. Happy trails!
