Experienced RV Rental Insurance Company
We’ve partnered with Crum and Forster, a 200 year-old insurance group that provides market-leading property insurance and protection solutions. Crum & Forster is rated “A” (Excellent) by AM Best (2021)**
Comprehensive Nationwide Protection
Coverage extends through all 50 states and Canada for the RV renter, the RV owner, and the RV itself.*
Rapid & Expert Response to Accidents
Our insurance partners have experience taking care of RVers when they have accidents. You're in the best hands in the industry, and we're here to guide you.
Protection for Owners and Renters
Each and every RV rental is required to secure RVshare Insurance and Protection*** in case anything accidental happens while the RV is on a trip. This also includes trips where the RV might be delivered or stationary for the duration of the trip. Even if the RV is delivered or stationary, damages may still occur, examples include fire, acts of nature like storms and falling trees, etc.
The Essential Package of insurance and protection will be automatically included in the quote when booking an RV that is covered by the RVshare Protection Plan. Renters will have the flexibility to choose a different package at the time of booking.
The RVshare Protection Plan Packages for RV rentals includes:
Up to $300,000 in comprehensive and collision coverage based on the value of the RV
Free 24/7 roadside assistance and free towing and tire service
State statutory limits of liability for the renter
For delivered RVs, coverage for accidental damages after delivery.
Up to $1M in owner liability insurance coverage
Campsite liability coverage options up to $50,000
Renters are covered in all 50 states and Canada and both renters and owners will be issued a certificate of insurance on a per rental basis.*
In the unfortunate event an accident does happen while your RV is out with a renter, have confidence that the market-leading insurance and protection partner, Crum and Forster, will see to a swift claims resolution so you can get your RV back on the road.
Compare Protection Coverages
| Basic | Essential Recommended | Preferred | Liability Applies to RVs older than 20 years | |
|---|---|---|---|---|
| Deductible | $1,500 Class A: $3,000 | $1,000 Class A: $2,000 | $500 Class A: $1,000 | $1,500 Class A: $3,000 |
| Liability Coverage | State Minimum Limits (varies by state)
| State Minimum Limits (varies by state)
| 100/300/50 (regardless of state)
| State Minimum Limits (varies by state) |
| Windshield Damage | Repair Only | Repair or Replace | Repair or Replace | not included |
| Campsite Liability | $10,000 | $10,000 | $50,000 | $10,000 |
| Personal Effects (Excluding Theft) | not included | $500 | $1,000 | not included |
| Pet Injury | not included | $500 | $1000 | not included |
| Tire and Wheel Road Hazard | not included | $500 | $1,000 | not included |
The Vetting Process
In order to ensure the safety, integrity and trust for both renters and owners, all users and vehicles on the marketplace will undergo a vetting process. ***
Here are some examples of the things that are reviewed during the vetting:
ID verification
Criminal background checks
Global watch list
Legitimate drivers license
At least 25 years or older
Acceptable driving history
Age of vehicle
Major recalls
The majority of the time, this review is instant and users will know they are approved. In some cases, additional information is required and must be provided. In other cases, it’s possible that a user or RV is declined and will be unable to proceed on RVshare. The actual review period for the items above may vary. This includes owners who have commercial coverage as a separate policy on their RV.
The Most Complete Coverage on the Market
With RVshare Protection Plan you’re covered not only for basic comprehensive and collision, but for Acts of God as well.
Coverage in Protection Plan Packages includes the following:
Fire, lightning or explosion
Theft or larceny
Windstorm, hail or earthquake
Flood
Mischief or vandalism
Snow or ice
Contact with bird or animal
Falling objects
Glass breakage (not included in Basic)
Collision with another object or overturn
Note: Insurance and Protection pricing based on but not limited to factors such as age, type, length and stated value of the RV. Find more information on pricing here. For RVs that are older than 20 years of age, RVshare also offers liability only coverage.
Interior Damage Protection
Interior Damage Protection is an optional coverage that can be added to your Insurance and Protection package to be used for damages that may occur to the interior of the RV. Up to $1,500 in coverage is available after the deductible is met for repair or replacement of items that are not covered in Insurance and Protection packages. These include:
Broken appliances and electronics
Damaged interior doors, cabinets, walls
Furniture
Bathroom and kitchen fixtures
Window treatments
Stained bedding or linens
Lost keys, and the cost of rekeying