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RVing can certainly be done on a budget, but expenses tend to pile up quickly. For trip planning, one must consider funds for campsites, meals, activities, and gas. If you own an RV, there are maintenance costs, dumping fees, storage, and more to budget for – on top of buying the RV itself. Most people can’t manage to buy an RV outright, and loans can be hard to come by, especially if you are considering buying a used RV.
Here’s the thing, though – RV ownership can actually be pretty affordable, especially if you find the right lender. Enter LightStream.
About LightStream
Founded in 2013, LightStream is the online consumer lending division of SunTrust Bank, offering unsecured fixed-rate loans to customers with good to excellent credit. With competitive rates and an easy application process, you can find unsecured consumer loans for practically anything – auto, home improvement, debt consolidation, wedding, adoption, tiny house, service animal, and of course, RVs.
What Sets LightStream Apart
LightStream makes personal lending quick and easy. The application process is entirely online, funds can be deposited as early as the same day, and they even offer a Loan Experience Guarantee*.
No restrictions on RVs age or model.
As mentioned above, some loan vendors can be restrictive or even exclude used RVs. LightStream doesn’t – there are no restrictions based on the age or model of the RV you’re hoping to score.
Negotiate as a cash buyer, with same day funding available.
LightStream funds you directly, meaning you can negotiate as a true cash buyer. Bonus – with same day funding, you don’t have to worry someone else will get your perfect RV! When you fill out your application and complete all of your loan information by 2:30 pm EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply.
No collateral, no fees, no home equity requirements.
The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or lienholder requirements.
Great rates for good credit.
Good-to-excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That’s what LightStream delivers, so you can get your RV without breaking your budget.
You’re in control.
Easily apply online in minutes, and you could get a loan from $5,000 to $100,000. LightStream has flexible terms, so you can choose what works best for you. Plus, LightStream’s RV loans are unsecured. That means you don’t have to list LightStream as the loss payee on your insurance, saving paperwork and granting you control of your insurance policy.
RVing offers travel freedom like nothing else. LightStream can help you get there – learn more and apply today, here!
*After receiving a loan from LightStream, if not completely satisfied with the experience, the customer can contact LightStream. LightStream will email a questionnaire so they can improve our services. When LightStream receives the completed questionnaire, they will send you $100. LightStream’s guarantee expires 30 days after you receive your loan. LightStream reserves the right to change or discontinue the guarantee at any time. Limited to one $100 payment per funded loan. Truist teammates do not qualify for the Loan Experience Guarantee.
