RVshare Protection Plan Comprehensive insurance and protection coverage specifically for RVs

Experienced RV Rental Insurance Company

We’ve partnered with Crum and Forster, a 200 year-old insurance group that provides market-leading property insurance and protection solutions. Crum & Forster is rated “A” (Excellent) by AM Best (2021)**

Comprehensive Nationwide Protection

Coverage extends through all 50 states and Canada for the RV renter, the RV owner, and the RV itself.*

Rapid & Expert Response to Accidents

Our insurance partners have experience taking care of RVers when they have accidents. You're in the best hands in the industry, and we're here to guide you.

Protection for Owners and Renters

Each and every RV rental is required to secure RVshare Insurance and Protection*** in case anything accidental happens while the RV is on a trip. This also includes trips where the RV might be delivered or stationary for the duration of the trip. Even if the RV is delivered or stationary, damages may still occur, examples include fire, acts of nature like storms and falling trees, etc.

The Essential Package of insurance and protection will be automatically included in the quote when booking an RV that is covered by the RVshare Protection Plan. Renters will have the flexibility to choose a different package at the time of booking.

The RVshare Protection Plan Packages for RV rentals includes:

  • Up to $300,000 in comprehensive and collision coverage based on the value of the RV

  • Free 24/7 roadside assistance and free towing and tire service

  • State statutory limits of liability for the renter 

  • For delivered RVs, coverage for accidental damages after delivery. 

  • Up to $1M in owner liability insurance coverage

  • Campsite liability coverage options up to $50,000 

Renters are covered in all 50 states and Canada and both renters and owners will be issued a certificate of insurance on a per rental basis.*

In the unfortunate event an accident does happen while your RV is out with a renter, have confidence that the market-leading insurance and protection partner, Crum and Forster, will see to a swift claims resolution so you can get your RV back on the road. 

Compare Protection Coverages

Compare Coverage Details:
Applies to RVs older than 20 years
Deductible $1,500
Class A: $3,000
Class A: $2,000
Class A: $1,000
Class A: $3,000
Liability Coverage State Minimum Limits
(varies by state)
  • Up to $50,000 per person
  • Up to $100,000 per occurrence
  • Up to $25,000 in property damage
State Minimum Limits
(varies by state)
  • Up to $50,000 per person
  • Up to $100,000 per occurrence
  • Up to $25,000 in property damage
(regardless of state)
  • Up to $100,000 per person
  • Up to $300,000 per occurrence
  • Up to $50,000 in property damage
State Minimum Limits (varies by state)
Windshield Damage Repair OnlyRepair or ReplaceRepair or Replacenot included
Campsite Liability $10,000$10,000$50,000$10,000
Personal Effects (Excluding Theft) not included$500$1,000not included
Pet Injury not included$500$1000not included
Tire and Wheel Road Hazard not included$500$1,000not included

The Vetting Process 

In order to ensure the safety, integrity and trust for both renters and owners, all users and vehicles on the marketplace will undergo a vetting process. *** 

Here are some examples of the things that are reviewed during the vetting: 

  • ID verification 

  • Criminal background checks 

  • Global watch list

  • Legitimate drivers license 

  • At least 25 years or older 

  • Acceptable driving history

  • Age of vehicle

  • Major recalls

The majority of the time, this review is instant and users will know they are approved. In some cases, additional information is required and must be provided. In other cases, it’s possible that a user or RV is declined and will be unable to proceed on RVshare. The actual review period for the items above may vary. This includes owners who have commercial coverage as a separate policy on their RV. 

The Most Complete Coverage on the Market

With RVshare Protection Plan you’re covered not only for basic comprehensive and collision, but for Acts of God as well.

Coverage in Protection Plan Packages includes the following:

  • Fire, lightning or explosion

  • Theft or larceny

  • Windstorm, hail or earthquake

  • Flood

  • Mischief or vandalism

  • Snow or ice

  • Contact with bird or animal

  • Falling objects

  • Glass breakage (not included in Basic)

  • Collision with another object or overturn

Note: Insurance and Protection pricing based on but not limited to factors such as age, type, length and stated value of the RV. Find more information on pricing here. For RVs that are older than 20 years of age, RVshare also offers liability only coverage.

Interior Damage Protection 

Interior Damage Protection is an optional coverage that can be added to your Insurance and Protection package to be used for damages that may occur to the interior of the RV. Up to $1,500 in coverage is available after the deductible is met for repair or replacement of items that are not covered in Insurance and Protection packages. These include:  

  • Broken appliances and electronics

  • Damaged interior doors, cabinets, walls

  • Furniture

  • Bathroom and kitchen fixtures

  • Window treatments

  • Stained bedding or linens

  • Lost keys, and the cost of rekeying